What people ask before they buy.
What this is, what it costs, and what you can do with it. If yours isn't here, the email box at the bottom reaches a person.
Who is this course for?
Anyone who was never taught how money works — most often people between 16 and 25 who are about to sign their first loan, lease or job offer. It assumes no background at all. Adults who have been managing money for years routinely say the compounding and debt-to-income sessions were the first time either one made sense.
Is any of it free?
Session 1, on credit scores, is free in full — about an hour, all four segments, no card required. Every calculator on the site is free and always will be. The remaining eight sessions, the workbook and the facilitator guides are a single one-time purchase. There is no subscription.
Can I teach this to my own group?
Yes — that is what it was built for. Every session comes with a facilitator guide: timing, the questions to ask, the answers students usually give, and where the conversation normally goes wrong. You can run a cohort, give your group a join code, and see how they do on each quiz. You do not need a finance background to teach it.
How do the numbers stay current?
Every figure in the course — the average student loan, the mortgage rate, the price of a used car, rent in your area — is pulled from a numbers engine rather than typed into a video. Each one shows its source and the date it was last verified. When a number moves, the lesson moves with it, and facilitators can override local figures for their own city.
How is this different from free videos online?
Three things: the numbers are live rather than whatever was true the year the video was recorded; the calculators are the actual ones used in the lesson, so you run your own situation rather than watch someone run theirs; and it ends with a personal scenario built from your own answers, projected to age 65, showing which single change would do the most.
Do you sell anything or take commissions?
No. There are no affiliate links, no lender referrals, no insurance products and no brokerage partnerships. The course costs what it costs and that is the whole business model. This matters, because most free financial education is free precisely because someone is paid when you sign.
Is this financial advice?
No. It is education — arithmetic, definitions and worked examples. It does not recommend specific investments, lenders or products, and nothing in it is tailored to your circumstances. For advice about your own situation, talk to a licensed professional.
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